Towards Explainable Artificial Intelligence and Machine Learning in Credit Risk Management

• Forschungsstelle: INNOSUISSE
• Projektnummer: 41084.1 IP-SBM
• Projekttitel Englisch: Towards Explainable Artificial Intelligence and Machine Learning in Credit Risk Management

Kurzbeschreibung (Deutsch)

Towards Explainable Artificial Intelligence and Machine Learning in Credit Risk Management

Kurzbeschreibung (Englisch)

Towards Explainable Artificial Intelligence and Machine Learning in Credit Risk Management

Abstract (Deutsch)

Machine Learning (ML) allows creditors to reduce lending risk by evaluating an abundance of customer data. However, these models lack the transparency required by regulators. We propose a visual analytics tool for understanding the inner-workings of ML models as they apply to credit scoring.